March

The Health Insurance Portability and Accountability Act protects Americans with health-related conditions from exclusions, limitations and discrimination in group health coverage. It also imposes confidentiality rules on medical professionals regarding patients’ records. Indeed, cyber thieves see data as a commodity, and patients’ digital medical records are 50 times more valuable than financial information, according to…

The typical charity is organized as a 501(c)(3) entity, and if you’re planning to set one up, roll up your sleeves: It’s a lot of work to launch a charity and to keep it going. You’ll have to familiarize yourself with a lot of rules and fill out a lot of paperwork before you officially…

Estate planning is about defining and living out your legacy during your lifetime. It enables you to enjoy the impact your plan has on the people and organizations you support. But there are a lot of myths that still need debunking: Myth #1: Estate planning is only for the wealthy.There’s a common belief that estate…

Creating a tax-favored savings account is an important part of saving for retirement. The individual retirement account is a popular choice. But IRAs come in two basic flavors: regular and Roth. What are the differences, and which is right for you? Contributions The contributions to both traditional IRAs and Roth IRAs are capped at an…